October 23, 2025
Are you getting ready to list your Manatee County home? The fastest way to avoid delays and last‑minute stress is to confirm that every improvement was permitted correctly and closed out. Buyers, lenders, and title companies all look for clean permit and code histories, and Florida now requires a specific flood disclosure at contract. In this guide, you will learn exactly what to check, where to find records in Manatee’s systems, and how to fix common issues before you hit the market. Let’s dive in.
Open, expired, or incomplete permits can slow negotiations, invite repair requests, or put closing on hold. Manatee County considers work complete only after final inspections are passed and any holds are cleared, which is when Certificates of Occupancy or Completion are issued. You can verify inspections and request copies through the county’s Inspections page and automated systems listed there. Learn more on Manatee’s guidance for inspections and certificates of completion.
Florida now requires a statutory flood disclosure at or before contract execution. The form asks about flood damage during ownership and about any claims or assistance received. Review the disclosure requirements in Florida Statute 689.302.
If your property sits in a mapped flood zone, Manatee’s Floodplain Management team can help with flood maps and elevation certificates. This can affect permitting after storms and insurance. See the county’s Flood Protection FAQs for how flood zones and elevation information work locally.
Confirm permits and final inspections for roofing, additions, pools, HVAC replacements, electrical panel upgrades, and plumbing work. Manatee recognizes express permit types, but all jobs still need final approvals. Under the Florida Building Code, permits typically expire after 180 days without an approved inspection, which can require re‑permitting or corrections. Review permit types and requirements on Manatee’s Building Permits page.
Roofing often requires specific documentation such as Florida Product Approvals. Collect your paperwork, including invoices and product approvals, to speed buyer underwriting.
Complete the required flood disclosure accurately and early. If you need help confirming a flood zone or retrieving an elevation certificate, start with Manatee’s Flood Protection FAQs, which link to FEMA maps and local services. See Florida Statute 689.302 for the required disclosure language.
If your home uses a septic system, confirm construction or repair permits and any operating permits for advanced treatment units. In Manatee County, septic records are handled by the Florida Department of Health. You can request files through DOH Manatee’s OSTDS page. The state is transitioning some septic permitting through DEP, so also review the DEP onsite sewage FAQ for current guidance.
Unresolved code cases or fines can attach to the property and trigger payoff requirements at closing. Use Manatee’s Online Services portal to check for enforcement cases and request lien verifications before you list.
Make sure the contractor named on each permit holds an appropriate, active license. Verify status and scope quickly through the state’s DBPR verification tool.
Final documents matter. If you completed a remodel or pool, verify that the certificate was issued and that no final inspection or fee holds remain. See Manatee’s Inspections page for how to check results and request copies.
If you made changes to trees, shoreline structures, or setbacks, confirm they align with local ordinances. Manatee’s Land Development Code outlines requirements for buffers, waterfront structures, and related activity. When in doubt, confirm before listing.
Closing an open permit can take days to months, depending on inspection schedules, corrective work, and reviews. Manatee’s Digital Plan Room has improved plan review timelines for many applications, but field work still depends on contractor availability.
Costs vary by scope. Expect permit and inspection fees, contractor labor for corrections, and possible engineering or elevation certificates in flood zones. In limited post‑storm situations, the county has temporarily waived specific fees. See the county’s announcement for details and timing.
The cleanest listings in Manatee County anticipate buyer due diligence. When you confirm permits, inspections, flood disclosures, and code status ahead of time, you protect your timeline and your price. If you would like hands‑on help organizing records and preparing your listing, reach out to The VanDuren Group. We can coordinate your pre‑listing checklist so you launch with confidence.
Real Estate Professional
Sheryl VanDuren is a top luxury real estate specialist serving Wellen Park, Lakewood Ranch, and Sarasota’s surrounding areas. With eight years of experience and recognition among Coldwell Banker's Top 3% Global Realtors, she provides expert guidance and a stress-free buying or selling experience. Her background in home staging and deep local knowledge make her a trusted resource for clients. When not helping buyers and sellers, she enjoys spin biking, interior design, and community involvement.
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